Union Homes Savings and Loans Plc with its registered Had Office address at no 153, Ikorodu Road, Onipanu, Lagos, Nigeria (hereinafter referred to as “Union Homes”), is a licensed mortgage institution which renders major services including risk assets creation, debt recovery, property management/consultancy and property marketing amongst others.

Union Homes is committed to compliance with data protection regulations in collecting and processing personal data as defined in the Nigeria Data Protection Regulation (NDPR) and other applicable Data Privacy Regulations. The NDPR give you certain rights regarding our use of your personal data, including the right to: 

·         Request access to the personal data we have collected about you to review, modify, or request deletion of the data

·         Request a copy of the personal data that we have collected about you and to have any inaccuracies in that data corrected.

·         Request that we cease processing your personal data

·         Lodge a complaint with a competent data protection authority.

·         Data portability


Union Homes is keen on ensuring that any personal information provided to us is safe and kept confidential. We shall continue to train and build our staff on data protection and relevant privacy policies. The protection of customer information is one of our most important responsibilities.


This privacy policy describes the type of information that will be collected from our customers, which will be provided when you visit the bank’s website and obtained from other sources. It also guides the process to be used for collecting, using, maintaining, protecting, storing and disclosing of the information. By visiting our website, you have consented to the practices described herein.


This policy represents our commitment to you regarding the safeguard and use of your information. When you entrust us with your personal information, it shall only be used within our strict guidelines. We have developed this Privacy Policy to help you understand what data we collect, why we collect it, and what we do with it.


The Information We Collect

With the use of this platform, your personal information, such as name, email address, interests, gender, age, and profile information may be requested. As Professional or Business owner, information related to your business, including a business description and location may also be provided.  Also, information and or contents provided such as your photos, comments, reviews, searches, photo notes and information provided on our communication channels such as phone, emails, SMS, and other social medial channels (Facebook, Instagram etc.)to be are used to customize your experience on this platform to suit your individual needs. The information provided will only be used in response to your requests for our services.



Automatic Collection of Information

We collect information about your use of our Platform, including your search activity, the pages you view, the date and time of your visit, and if you use our browser extensions, the content you interact with and how you navigate and interact with a page or screen. We also collect information that your device provides to us in connection with your use of our Platform, such as your browser type, type of device, browser language, IP address, mobile carrier, unique device identifier, and requested and referring URLs. This information is automatically sent to our server by your Internet browser or app and stored in our log files.


How We Use Information

When you sign up and accept our privacy policy, we use personal information you submitted to provide, support, and communicate with you about our products and services (online or offline the Platform). We do this in various ways highlighted below:

·         we use your information to improve our Platform’s functionality, display content you post publicly, complete your purchase/order, process, store, and deliver requests communicated to us via our communication channels (email, phone and chat-box), provide customer and support services;

·         we use your information to satisfy any requirement under the law or to protect our rights or prevent any concerns relating to fraud or security;

·         to display relevant advertising content on our Platform and from other third parties subscribed to our platform and evaluate the success of such advertising;

·         to meet our compliance obligations, to comply with laws and regulations and to share with regulators when necessary;

·         to perform research and analysis for our business purposes;

·         to send you general announcements or important notifications about our products and services and contents that we thought might meet your search criteria on the platform and request your feedback when necessary;

·         your log-in information, cookie information, device information, IP addresses, and other information may be used to identify you and log your activities on our platform in order to personalize your experience, such as tailoring the content and information to meet your need.


Sharing Your Information

We do not rent or sell your personal contact information (such as your profile details associated with your account registration) to third parties to use for their direct marketing purposes. However, we may only share personal information in compliance with Nigeria Data Protection Regulation (NDPR) and any applicable Data Protection Laws as follows:

·         with visitors and users on our Platform- our goal is to enable visitor and users on the website buy, sell and or rent, property(ies) posted on the platform. your information may be shared with vendors and purchasers who have shown interest in the content uploaded on the site, such information as contact details may be shared to aid users’ search more pleasurable;

·         with advertisers and Networks, including interest-based advertising, third-party advertiser. We may provide advertising networks, advertising partners, and businesses advertising on our platform with information but other than personally identifiable information or device identifiers, we do not disclose your name, contact information. We have also made available the option to opt out of such services as provided in our contact email address;

·         when required, we may disclose information about you, as permitted by applicable law, if we believe that such disclosure is reasonably necessary to wit;

a.    comply with legal process and law enforcement instructions and orders, such as a search warrant, summons, statute, judicial proceeding, or other legal process served on us, a service provider, or a partner (which may include disclosure to law enforcement, courts, or governmental authorities);

b.    prevent, investigate, or identify possible wrongdoing in connection with our Platform;

c.    protect our rights, reputation, property, or that of our visitors, users, Corporate affiliates, or the public; or

d.    enforce compliance with our agreements with you; or

e.    comply with Anti-Money Laundering/Counter Terrorism Financing (AML/CFT) guideline and other industry regulators.


Safety and Security

Personal information is processed and stored in our databases and we have taken reasonable steps to secure and protect the information under our control, including establishing processes to prevent unauthorized access or disclosure of this information. However, whilst we make every effort to ensure the security of your information, we are unable to guarantee the protection of the information provided from misuse, accidental disclosure or unauthorized acts by users. Information provided by you may be stored or processed within or outside Nigeria.



Our Platform is built for general audiences and is not intended for use to children under the age of 18. We do not collect personal information from children under 18. If we learn that we have collected personal information from a child under age 18, we will take appropriate steps to delete that information. If you become aware or believe that a child has provided us with personal information, please contact us as provided in the contact via our contact address and email provided on this platform.


Updates to this Privacy Policy

We may revise this Privacy Policy from time to time in line with new government policies. The most current version of our Privacy Policy will govern our use of information about you. If we make any important changes to our Privacy Policy, we will notify you by posting it on our Platform.


More information

Please do not hesitate to get in touch with us via the address on our contact page on this website if you have any questions or queries regarding our Privacy Policy.